DE
FR
IT
EN
PT
eService Login
Investor & Media Relations
Partner
About Us
Jobs
Customer center
Contact
Loans
Cash Loan
Cash Loan Plus
Financing Plus
Cards
Certo! Mastercard
Cembra Mastercard
Confo’Card Mastercard
Cumulus-Mastercard
Fnac Mastercard
IKEA Family credit card
LIPO Mastercard
SPAR Mastercard
TCS Mastercard
Mobile payment
Leasing
Car
Motorcycle
Caravan
Corporate Leasing
Insurance
Savings
Medium-term note
Savings Account
Savings Account Plus
Flex Savings Account
Children's Savings Account
Deposit account
Home
Investor & Media Relations
Investor Relations
Reports and presentations
Letter to shareholders
Investor Relations
Share information
Bond information
Key figures
Reports and presentations
Financial reports
Presentations
Letter to shareholders
Annual General Meeting
Calendar & Events
Corporate Governance
Sustainability
Contact Investor Relations
News & Media
Letter to shareholders
2023
Letter to Shareholders – 2023
Letter to Shareholders – 2023
PDF
2022
Letter to Shareholders – 2022
Letter to Shareholders – 2022
PDF
2021
Letter to Shareholders – 2021
Letter to Shareholders – 2021
PDF
2020
Letter to Shareholders – 2020
Letter to Shareholders – 2020
PDF
2019
Letter to Shareholders – 2019
Letter to Shareholders – 2019
PDF
Letter to Shareholders – H1 2019
Letter to Shareholders – H1 2019
PDF
2018
Letter to Shareholders – 2018
Letter to Shareholders – 2018
PDF
Letter to Shareholders – H1 2018
Letter to Shareholders – H1 2018
PDF
2017
Letter to Shareholders – 2017
Letter to Shareholders – 2017
PDF
Letter to Shareholders – H1 2017
Letter to Shareholders – H1 2017
PDF
2016
Letter to Shareholders – 2016
Letter to Shareholders – 2016
PDF
Letter to Shareholders – H1 2016
Letter to Shareholders – H1 2016
PDF
2015
Letter to Shareholders – 2015
Letter to Shareholders – 2015
PDF
Letter to Shareholders – H1 2015
Letter to Shareholders – H1 2015
PDF
2014
Letter to Shareholders – 2014
Letter to Shareholders
PDF 200KB
Letter to Shareholders – H1 2014
Letter to Shareholders
PDF 200KB
2013
Letter to Shareholders – 2013
Letter to Shareholders
PDF 200KB